The host is probably designating your /home/user directory as your account's "domain root", as the three files you see there are typically found in a recently-created 500-level user's home directory.
I would find it odd that a Linux/Unix-based Web hosting company would not have an FTP server available to its clients but the services they offer are entirely up to them. Anyway, I would recommend that you contact your hosting provider and ask them what they feel would be the best way to upload your Web content. If not through FTP, they should have a file manager application, as CrazyTrain suggested. This would allow you to upload your content, though it may be only one file at a time.
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