I've heard so many different things. Some think the market will have a 15-25% gain over the next 5 years, and some think it will crash. The way things are right now, I would go with the gain over five years. I've seen houses in my neighborhood go for about 100-200 more thousand than they bought it right now. Do you know how or why people are predicting a crash?

I found this link that gives the same view point as you:

http://www.legalwiz.com/articles/bubble-rightframe.htm

I think it would be hard for the real estate market to plumit. With the population growing like it is, the market is really hot right now, and it would'nt make sense for it to burst.