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How many credit cards do you have?
| View Poll Results: How many credit cards do you have? | |||
| 0 |     | 13 | 56.52% |
| 1-2 |    | 8 | 34.78% |
| 3-4 |    | 0 | 0% |
| 5+ |    | 2 | 8.70% |
| Voters: 23. You may not vote on this poll | |||
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Join Date: Dec 2005
Posts: 3,244
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I dont have any...... (Ah man!!)
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Join Date: Aug 2005
Posts: 15,500
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If you are unmarried and/or have no children to support then you don't need credit cards. But if you live in USA you will eventually join in the Great American Dream and get up to your eyeballs in debt. Almost nobody lives in this country debt-free and credit-card-free.
Don't PM me with questions -- you might get a nasty PM in response. If you have a question then post it in one of the forums.
I got 4, 5 if my debit card counts(works like a credit, minus the "debt" part).
2 cards with no balance, 1 card with some balance that I don't use, just a matter of paying it off. And the 4th is a work credit card that I only use when I travel for work.
I'm pretty good with my credit cards. Ran them up a bit during college to survive. Rarely use them now. I use my debit card, that way I know when I buy something I already have the money for it.
2 cards with no balance, 1 card with some balance that I don't use, just a matter of paying it off. And the 4th is a work credit card that I only use when I travel for work.
I'm pretty good with my credit cards. Ran them up a bit during college to survive. Rarely use them now. I use my debit card, that way I know when I buy something I already have the money for it.
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Join Date: Nov 2006
Posts: 1,066
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Originally Posted by The Dude 
I dont have any...... (Ah man!!)
"Whether humanity is to continue and prosper on spaceship Earth depends entirely on the integrity of the human individuals and not on the political and economic systems. The cosmic question has been asked, are humans a worthwhile invention?" - Buckminster Fuller
Just one, which I use mainly for online purchases and gas (which is reimbursed by my employer at the end of the month, so why pay for it in advance 
).
For online purchases, a CC is almost a requirement. PayPal is unreliable (they're fraudsters), IMOs are slow and reek of fraud as there's no safety built into the transaction, and international bank transfers are slow and expensive (and hardly any online store will deal with them).
).For online purchases, a CC is almost a requirement. PayPal is unreliable (they're fraudsters), IMOs are slow and reek of fraud as there's no safety built into the transaction, and international bank transfers are slow and expensive (and hardly any online store will deal with them).
As people are clearly allowed to attack me but I'm not allowed to defend myself, I no longer post to this site.
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Join Date: Apr 2004
Posts: 4,409
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I think an interesting corollary to this question might be, "How much credit do you have (supposedly) at your disposal?" There are several piles of plastic I have no intention of ever using lying around, for example.
"One of the methods used by statists to destroy capitalism consists in establishing controls that tie a given industry hand and foot, making it unable to solve its problems, then declaring that freedom has failed and stronger controls are necessary." --Ayn Rand
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Join Date: May 2007
Posts: 1,871
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I just have the one which I got a few months ago. I don't really use it much and I guess it's there just incase I need it ... and cocaine of course. How else can I break it up?
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Join Date: Mar 2007
Posts: 1,540
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I am strictly a cash person! Credit cards are evil, an easy way to trap stupid people!
I upped my sanitary measures, up yours!
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Join Date: May 2007
Posts: 1,871
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Meh. You don't have to be not-stupid to keep yourself out of debt.
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Originally Posted by Ancient Dragon
If you are unmarried and/or have no children to support then you don't need credit cards. But if you live in USA you will eventually join in the Great American Dream and get up to your eyeballs in debt. Almost nobody lives in this country debt-free and credit-card-free.
Last edited by jbennet; Oct 14th, 2007 at 5:09 pm.
If i am helpful, please give me reputation points.
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