 |  |  |  |  |  |  |  |
How many credit cards do you have?
| View Poll Results: How many credit cards do you have? | |||
| 0 |     | 13 | 56.52% |
| 1-2 |    | 8 | 34.78% |
| 3-4 |    | 0 | 0% |
| 5+ |    | 2 | 8.70% |
| Voters: 23. You may not vote on this poll | |||
 |
•
•
Join Date: May 2007
Posts: 4,511
Reputation: 
Solved Threads: 522
•
•
•
•
Originally Posted by Infarction 
I currently have 2 credit cards, one of which I make nearly all my purchases on (though it's always backed up from my checking account so I'm never in debt), and one which I never use and should cancel. I'm looking to maybe get a different one though...
•
•
Join Date: Mar 2007
Posts: 1,553
Reputation:
Solved Threads: 22
My dad says, that if you have too many credit cards, it can count as a liability against you when you apply for a loan.
I upped my sanitary measures, up yours!
•
•
Join Date: May 2007
Posts: 4,511
Reputation:
Solved Threads: 522
•
•
•
•
Originally Posted by Lardmeister
My dad says, that if you have too many credit cards, it can count as a liability against you when you apply for a loan.
Even if you have no balance on any line of credit at the time, if that credit is available to you it is a factor in your score. For all they know, you could max all those cards tomorrow and go from zero debt to total available credit in debt.
•
•
Join Date: Jul 2006
Posts: 88
Reputation:
Solved Threads: 2
Junior Poster in Training
I have two. Both are always paid off each month so interest is avoided.
One is for day-to-day purchases and preauthorized monthly purchases such as telephone, Internet, gas, bills, etc.
The other is hidden away at home and used only a couple times per year. This card is for online purchases (i.e. - on Amazon) and has the lowest limit possible. My theory is that, if somebody does ever get my card data, having an extremely low maximum will limit the damage they can do.
One is for day-to-day purchases and preauthorized monthly purchases such as telephone, Internet, gas, bills, etc.
The other is hidden away at home and used only a couple times per year. This card is for online purchases (i.e. - on Amazon) and has the lowest limit possible. My theory is that, if somebody does ever get my card data, having an extremely low maximum will limit the damage they can do.
That is a very good idea DavidB
"Argyou not with the hand you are dealt in cards or life." ---- Wizard and Glass
•
•
Join Date: Mar 2007
Posts: 1,553
Reputation:
Solved Threads: 22
You sound like a wise person DavidB!
Did you know that banks in the US mail out 8 billion credit card applications every year!
Did you know that banks in the US mail out 8 billion credit card applications every year!
I upped my sanitary measures, up yours!
•
•
Join Date: Dec 2005
Posts: 5,850
Reputation:
Solved Threads: 751
> Did you know that banks in the US mail out 8 billion credit card applications every year!
And they wonder why there is so much fraud?
A couple of years ago, I was getting one or two of these PER WEEK. Some of them were disasters waiting to happen (we've filled in all your personal details for you, all you need to do is sign and return).
In the end I joined several mailing preference services and basically ticked "no" to all the boxes of are you interested in "foo". Now all my post is just the high value stuff which I expect to get.
And they wonder why there is so much fraud?
A couple of years ago, I was getting one or two of these PER WEEK. Some of them were disasters waiting to happen (we've filled in all your personal details for you, all you need to do is sign and return).
In the end I joined several mailing preference services and basically ticked "no" to all the boxes of are you interested in "foo". Now all my post is just the high value stuff which I expect to get.
•
•
Join Date: Mar 2007
Posts: 1,553
Reputation:
Solved Threads: 22
The flood of credit card applications:
My dad says, be careful when you trash these things. Someone can easily have a card issued in your name for his/her use. Tear them up in small pieces or shred them.
My dad says, be careful when you trash these things. Someone can easily have a card issued in your name for his/her use. Tear them up in small pieces or shred them.
I upped my sanitary measures, up yours!
|
Similar Threads
- Accepting Credit Cards (eCommerce)
- Myhomehost.com |Web Hosting & Domain Solutions | Egold & Credit Cards Accepted (Web Hosting Deals)
- How to disable paypal from accepting credit cards? (eCommerce)
Other Threads in the Geeks' Lounge Forum
- Previous Thread: [video] Will You Go To Prom with me?
- Next Thread: Clip of the new LOVERBOY song
Views: 3214 | Replies: 39
| Thread Tools | Search this Thread |
Latest Geeks' Lounge Posts
- Today's Posts
- Unanswered Threads
Related Forum Features
Tag cloud for Geeks' Lounge
advice amazon apple bankrupt bankruptcy bear books bot chat clocks comedy consoles convert cracked.com design development disk dlc ebook election empty feed future game games gaming garbage google grandtheftauto gtaiv halo3 happiness hardware hunting information internet kids language larnyx life linux love lynx madden manly marketing mars microsoft netbook networking neuropathology news nintendo obama odf office olympics operating os outlook parentalcontrol parenting planning playstation population programming ps3 ps4 python research rss school search security sims software softwaredevelopment sony space starteam stocks study thing time timeisonmyside. tinfoil_hat unused usarmy vapid videogames viruses wakoopa walmart wii windows windows_wins worldofwarcraft xbox xbox360 zomg_conspiracy
