import javax.swing.*;
import java.awt.*;
import java.awt.image.*;
import java.util.*;
import javax.imageio.*;
import java.io.*;
 
 
public class AppletWithPNG extends JApplet
{
    MainPanel mp;
 
    public void init ()
    {
        AppletWithPNG awp = new AppletWithPNG ();        
    }
 
 
    public AppletWithPNG()
    {
        mp = new MainPanel ();
        this.add(mp);
        this.setVisible(true);
        this.setSize(150, 150);
    } 
}
 
 
class MainPanel extends JPanel
{
    BufferedImage bi = null;
    File file = null;
 
    public MainPanel ()
    {
        String filename = "AceClubs.png";
        try
        {
            file = new File (filename);
            bi = ImageIO.read (file);
        }
        catch (Exception ex)
        {
            // problem.  exit program
            System.exit (1);
        }
 
        this.setVisible (true);
        this.setMinimumSize(new Dimension (150, 150));        
    }
 
 
    public void paintComponent(Graphics g)
    {
        super.paintComponent (g);
        this.setBackground(Color.GREEN);
        g.drawImage (bi, 5, 5, null);
    }
}

Java Plug-in 1.6.0_07
Using JRE version 1.6.0_07 Java HotSpot(TM) Client VM
User home directory = C:\Documents and Settings\Mark


----------------------------------------------------
c:   clear console window
f:   finalize objects on finalization queue
g:   garbage collect
h:   display this help message
l:   dump classloader list
m:   print memory usage
o:   trigger logging
p:   reload proxy configuration
q:   hide console
r:   reload policy configuration
s:   dump system and deployment properties
t:   dump thread list
v:   dump thread stack
x:   clear classloader cache
0-5: set trace level to <n>
----------------------------------------------------

java.security.AccessControlException: access denied (java.lang.RuntimePermission exitVM.1)
	at java.security.AccessControlContext.checkPermission(Unknown Source)
	at java.security.AccessController.checkPermission(Unknown Source)
	at java.lang.SecurityManager.checkPermission(Unknown Source)
	at java.lang.SecurityManager.checkExit(Unknown Source)
	at java.lang.Runtime.exit(Unknown Source)
	at java.lang.System.exit(Unknown Source)
	at MainPanel.<init>(MainPanel.java:24)
	at AppletWithPNG.<init>(AppletWithPNG.java:20)
	at sun.reflect.NativeConstructorAccessorImpl.newInstance0(Native Method)
	at sun.reflect.NativeConstructorAccessorImpl.newInstance(Unknown Source)
	at sun.reflect.DelegatingConstructorAccessorImpl.newInstance(Unknown Source)
	at java.lang.reflect.Constructor.newInstance(Unknown Source)
	at java.lang.Class.newInstance0(Unknown Source)
	at java.lang.Class.newInstance(Unknown Source)
	at sun.applet.AppletPanel.createApplet(Unknown Source)
	at sun.plugin.AppletViewer.createApplet(Unknown Source)
	at sun.applet.AppletPanel.runLoader(Unknown Source)
	at sun.applet.AppletPanel.run(Unknown Source)
	at java.lang.Thread.run(Unknown Source)

        try
        {
            URL url = getClass().getResource("CardPNGs.AceClubs.png");
//            file = new File (url);
            bi = ImageIO.read (url);  // bi is type BufferedImage
        }
        catch (Exception ex)
        {
            System.out.println (ex.toString());
            System.exit (1);
        }