The type of field you use in your HTML form should be "password" not "text". ie <input type="password" name="password">

I haven't done a lot of work in Java recently, so I'm not 100% on this, but try taking out the "static" in the fact method. (If that doesn't work, add the "static" back in and report back to us!)
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The return value gets passed back to the calling method. You could do anything with the returned value.

To print the return variable, you may want to add the following line to your main method:
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Could you post a screen shot?

I don't understand your problem. How can you click on something in a toolbar without using the mouse?

Why not add an option to the form so the user can select HTML or Plain Text?

No problem. The best thank you is adding to my rep!

In VB.NET 2003, from the Project menu, select {Project Name} Properties and:

http://timlight.allislandbasketballcamp.com/vb2003.PNG