http://www.vbdotnetforums.com/xml/29163-how-transform-xml-file-text-file-using-visual-basic-net.html

See the following links for details :

http://www.builderau.com.au/program/windows/soa/Reading-and-writing-text-files-with-VB-NET/0,339024644,320267367,00.htm
...

I am glad to help. If your problem has been solved, please mark this as solved.

What you can do is create a Payments table with the customer id as Primary Key, paymentdate, and paymentinfo. Then store the payment recieved according to customerid, paymentdate. This will be easier...