Please feel free to contact me. I would be glad to help.


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Building a payment gateway is a pretty major undertaking. You need to get PCI and CISP certified by the card associations. I hope that you realize that AFTER you write all the software and set up...

Well, yes, and no. Paypal is more of an e-wallet system. A Third Party processor, (also known as an IPSP), utilizes a mastermerchant account, that you would have a sub account with. They...

ah HA! That is True! Thanks Corey, I forgot about that! :)

This is all dependent on your business model (what do you sell, and how do you charge for it), your monthly volumes, the average ticket (size of transaction), etc.....

Depending on those answers...

Very good post Avi, and all quite accurate. I would add to it, however, that a lot of the providers, systems and costs quoted by you only apply to US based businesses. Visa's cross-border...

When you say "e-commerce project", what do you mean? Are you building a merchant site? a payment gateway? an e-wallet system? It's tough to answer that question without some kind of...

Why would you not want to get a merchant account?