•
•
•
•
What is DaniWeb IT Discussion Community?
You're currently browsing the eCommerce section within the Site Management category of DaniWeb, a massive community of 423,006 software developers, web developers, Internet marketers, and tech gurus who are all enthusiastic about making contacts, networking, and learning from each other. In fact, there are 3,908 IT professionals currently interacting right now! Registration is free, only takes a minute and lets you enjoy all of the interactive features of the site.
Please support our eCommerce advertiser: Affiliate Marketing
Views: 5690 | Replies: 16
![]() |
What is your favorite payment processors that you use on your websites?
I personally like paypal a lot. It is so easy to integrate on your site and their protection against fraud is highly effective, although not perfect. I do get chargebacks from paypal once in a while (they charge $25/chargeback) but the rate is relatively low compared to those that I get from 2Checkout or authorize.net.
I give a D to 2Checkout. They are such a pain to deal with. They keep changing stuff in their system and breaking websites without informing their sellers. Whenever you call their tech support, they always argue that it is your fault that your site isn't working and offer very little support.
Authorize.net is ok but you have to do the fraud prevention yourself. Authorize.net is just a payment gateway and not a payment processor which offer some fraud protection. With Authorize.net, you are on your own and you must implement or turn on your own security checks.
I personally like paypal a lot. It is so easy to integrate on your site and their protection against fraud is highly effective, although not perfect. I do get chargebacks from paypal once in a while (they charge $25/chargeback) but the rate is relatively low compared to those that I get from 2Checkout or authorize.net.
I give a D to 2Checkout. They are such a pain to deal with. They keep changing stuff in their system and breaking websites without informing their sellers. Whenever you call their tech support, they always argue that it is your fault that your site isn't working and offer very little support.
Authorize.net is ok but you have to do the fraud prevention yourself. Authorize.net is just a payment gateway and not a payment processor which offer some fraud protection. With Authorize.net, you are on your own and you must implement or turn on your own security checks.
•
•
Join Date: Feb 2002
Location: Lawn Guylen, NY
Posts: 10,900
Reputation:
Rep Power: 32
Solved Threads: 118
I currently accept PayPal, mailed check, and wire transfer. Never bothered with any of the PayPal competitors.
Dani the Computer Science Gal
Do you run a computer-related website? Feature it in our niche link directory!
Do you run a computer-related website? Feature it in our niche link directory!
They are limited in US and so on their scope for the moment, It is good for their advertisers as google checkout is tied into Adwords, and providing google advertisers with a discount. Paypal is still 1st preference to many ppl it is hard to beat them I think. BTW ChronoPay.com is our favourite they have robust fraud protection system, their charges are lowest and offering excellent 24/7 service.
Last edited by wilson2 : Jul 7th, 2006 at 12:51 am.
•
•
Join Date: May 2006
Location: New Jersey
Posts: 1,422
Reputation:
Rep Power: 5
Solved Threads: 34
I'm glad you pointed out that Authorize.net is only a gateway and not a processor as many people are confused by that. Authorize.net is useless without a true merchant account.
If you are really concerned about fraud control Authorize.net does offer good fraud protection. But Verisign probably has the most comprehensive fraud protection suite available. You pay for it (they aren't cheap) but it is thorough.
But anyone concerned about fraud should rely on the best source of fraud prevention: your brain. The vast majority of fraud can be weeded out by paying attention to your orders and looking for suspicious activity. For starters, there are some countries that have very high fraud rates. You should never do business with customers in those countries. If you do you have to accept fraud as part of your business model. Also, verifying large orders, unusual orders, or orders that fail AVS and/or CVV2 checks should be a standard part of your business practices.
If you are really concerned about fraud control Authorize.net does offer good fraud protection. But Verisign probably has the most comprehensive fraud protection suite available. You pay for it (they aren't cheap) but it is thorough.
But anyone concerned about fraud should rely on the best source of fraud prevention: your brain. The vast majority of fraud can be weeded out by paying attention to your orders and looking for suspicious activity. For starters, there are some countries that have very high fraud rates. You should never do business with customers in those countries. If you do you have to accept fraud as part of your business model. Also, verifying large orders, unusual orders, or orders that fail AVS and/or CVV2 checks should be a standard part of your business practices.
John Conde
Brainyminds | Merchant Account Services | I Love Code
IT'S HERE: Merchant Accounts 101 Everything you need to know about merchant accounts!
Brainyminds | Merchant Account Services | I Love Code
IT'S HERE: Merchant Accounts 101 Everything you need to know about merchant accounts!
•
•
Join Date: Sep 2006
Location: North Delta, BC
Posts: 8
Reputation:
Rep Power: 0
Solved Threads: 1
•
•
Join Date: Jan 2007
Posts: 98
Reputation:
Rep Power: 2
Solved Threads: 4
just trying out google checkout there verifications are very fast.
Musicboxv2.com - Start music community with embedded flash player
special offer ends october 31st,2008
Zainu.com - Create best Musical Video websites
Opial.com - audio/video website management system for big websites
special offer ends october 31st,2008
Zainu.com - Create best Musical Video websites
Opial.com - audio/video website management system for big websites
•
•
Join Date: Jul 2005
Location: Chennai India
Posts: 65
Reputation:
Rep Power: 4
Solved Threads: 2
Earlier it was paysystems. One of the best 3rd party processors for international providers like us. And after they closed down, I'm stuck with paypal and it's 21 days delayed checks.
Of course Bank wire would be the best option for larger payments.
Of course Bank wire would be the best option for larger payments.
Chris, Director, Chrisranjana.com
Web developers and software programmers.
Web developers and software programmers.
i use paypal normally but i have used 2checkout and they are very hard to deal with as it is difficult to get all the links to banks set up and anything that goes wrong is seen to be your own fault
•
•
Join Date: Mar 2007
Posts: 5
Reputation:
Rep Power: 0
Solved Threads: 0
Compare to moneybookers, the fee of paypal is too high. I want to use google checkout,but it is just limited in USA.
So this moment, the paypal is my main payment processor.
So this moment, the paypal is my main payment processor.
go to emagicn e-products bargain shop, and find your favorite e-item. http://www.emagicn.com
![]() |
•
•
•
•
•
•
•
•
DaniWeb eCommerce Marketplace
•
•
•
•
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
- Looking for a UK processor (eCommerce)
- Payment processor (eCommerce)
Other Threads in the eCommerce Forum
- Previous Thread: New: Sell your products , get paid for it and your customer get it for FREE
- Next Thread: Very steep blog!!!!



Linear Mode