Okay I am back from holidays and tried numerous possibilities to restore my failed C Drive. Thanks to all who contributed.
I started trying to recover and reformatting to re-establish my C Drive but kept getting kept getting "Windows could not start because the following file is missing
Missing or corrupt Windows root>\system32\hal.dll
Please install a copy of the above file." After expending huge amounts of time on this frustrating issue I said "Screw it" and bought a new 250G HD. Installed it, loaded XP, and my problem went away.
I am not put out financially, only $70.00, but the time expended was the bitter pill. I can chock it up to experience, I did learn a lot, and I did not pay anyone to fix my problem.
HD's are like human knees, they are vulnerable, and when they go, they really mess you up.
Lesson learned: Buy an external HD and have it complete scheduled back ups.
My PC has two HD's but because my C drive failed I could not access the D drive. The ext drive only cost $100 and I can sleep at night not worrying about losing 5 years of photos, all our music, and my golf game courses (250 at an average of 80 M each).
Thanks again for all your help! This case is closed.