You cannot downgrade to Windows 98 without reformatting the drive (losing everything currently on the system) and then starting from scratch. Be sure to backup important files first!
On the other hand, you can upgrade your existing system to Windows XP or you can format and install WinXP the same way you can format and install Win98. This is a better solution because upgrading an OS doesn't usually fix existing problems - it just multiplies them.
Formatting is a quick 'n' dirty fix. Problems go away but you lose everything and start from scratch.
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