The question being asked in this topic is related to whether or not the overclock is 'Safe'. No overclock is 'Safe'. Only running equipment at factory specifications is 'Safe'.
Overclock for fun, education and e-penis by all means, if that's what you want to do. But don't kid yourself that it's 'Safe'. If you can't afford to replace it, then leave it at stock settings and don't take risks
Edit: Don't think I'm some old 'wowser' either. I have more than one overclocked system here, and it wouldn't inconvenience me at all if a component in one of them gave up the ghost right this minute!
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Grandad
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since Mar 2004