Are you logged on as an administrator in safe mode?This is the usual cause of access denied errors in safe mode.You're password should be blank if you didn't change it when you installed windows.If you made you're own password and forgot it then I would say that
your best bet at this point is to boot from the windows disk and repair you're windows installation(that is,if you have already run a virusscan in safe mode).This is very similar to a re-install but you keep all your files if it works.If you can't see your HD in the windows boot cd you need to press F6 when it tells you and load you're raid drivers from the floppy disk it came on.PLEASE NOTE:99.999999% of current systems will not recognize a USB floppy drive in a boot menu,you need an internal one.
If a repair doesn't solve the problem you may have to re-install but there may be a couple of other options still.It would help if you could post error messages and the driver that you have installed.
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since Dec 2006