I do agree with ur viewpoint and have crossverified with many other people and my seller...
For many countries including India (which are most probably considered more prone to theft and fraud) paypal takes an additional step to verify their credit cards...
this process takes 5-6 days at least...
what paypal does is they charge 1.95$ and then u have to wait for ur credit card statement...now in ur credit card statement a "validation code" 4 digit is mentioned against $1.95 which has to be entered by logging in paypal account. Then only confirmation is complete and its only then that i can make payments for actual purchases.
This i have understood from my own searches on internet as nobody seems to have replied so far from paypal customer service...
Yes its true i want the software from my seller really badly and he has categorically mentioned that he accepts paypal only...
I have just peoposed to him the idea of storm pay and money booker(although i am not very confident about these two other programs) and am yet to hear anything from seller...
This is the whole story as far as i have understood....
What now further bothersme is the fact that is that -
I have a website and am going to start selling certain ebooks and programs and web services...
My most obvious choice was paypal in mind...
But what i now believe is that if my customers want to make payment through their credit card and use paypal...and if they r from India (or other countries from where people need to verify their credit card before actually making payments and wait for another5-6 days unline USA) then it will not be possible for them to pay me instantly as they will need to go through this enrollment program...
when i am myself so much hurted but since i need to pay urgently and have no choice as my seller accepts paypal only...but my customers may nopt be ready to wait 4-5 days for getting credit card verification...
Is there anything which can be done...
I wonder this bcz fraud in internet relating to credit card is no less in USA or any other developed country when compared to India or similarly countries. The reason being countries like USA are much more more technologically ahead and advanced and therefore it also brings with it inevitable increase fraud possibilities...
I do respect paypal as one of the most desirable programs but then certain issues like those which i have mentioned certainly deserve more attention...
I cannot initially afford 2checkout and ccavenue as i am not sure how my ecommerce thing will whether actually work or not and whether people will purchase or not...
I am not too confident about ikobo, stormpay and moneybrroker...
but then again i seem to have no choices as well...
Thank u to all wonderful people here for replying to my queries to the best of their ability....
sunando
sunandoghosh@rediffmail.com
sunandoghosh@rediffmail.com