3 databases for 3 accounts is a bit weird. Event 3 tables, 1 per account, isn't really the best way to do. Considering each is going to display pretty much the same information, I wouldn't have bothered with 3 forms either.
You could have one table that stores all the transactions (money in and out) and simply include the account as part of each record. Transactions could be stored as positive or negative amounts and then the SQL SUM function will instantly give you the total amount in any of the account.
hericles
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