Yes it people like you whom I want indeed. To begin, when users login I'm pretty sure that passwords are not saved as is on the database. Correct? So
1) What is the need for sending such sensitive users information over the internet?
2) We saw new system being developed such as those smart key holders that take your passwords with you and also very notable the LockWise from Mozilla which to me and also as you may know or can check it out you will see that it saves and also uses the users password as is in a plain text with no security added or anything.
Don't you also think it time we change this and make it more secure and a users password be an actual PASS Word meaning it serve the whole purpose of it invention which is to be secret, and it a word you need to key it right to be able to go through?