You have made this too hard by building a List of arrays.
It will be much simpler if you just have a List<String> containing one word per entry. So at line 8, instead of adding the whole array to the list, use a small loop to add all the words in the array to the list one at a time.
Now you have a list of words, you can simply use stopList.contains(someWord)
to see if someWord is in the list.
ps Line 7 does nothing - toString returns a string representation of the array (its type etc, not its contents), but you don't do anything with that returned value.