bsnodgrass, if you simply want to build a website, then have an easy, non-technical way for privileged users to change content, my SnippetEdit product may work for you. It's very limited in features, but does one task very well. You can demo it at my website. http://www.snippetedit.com SnippetEdit lets you, the webmaster, define editable areas or "snippets" that will be editable--even rich-text editable.
Thanks Troy, I did look at that before I did this post. BTW it should work on Opera as well... (if you haven't seen opera I would highly recommend you take a peak.)
As a simple editor for content I think you might have an option for me... it certainly is simple.