At the age of 64, I have been retired almost 7 years. I worked in the IT sector for almost 30 years. For most of those years I was in commercial software development for IBM mainframe computers using COBOL. The last 9 years of my work life, I was incharge of canned software that ran a help desk for Panasonic North American HQ located in Secaucus, New Jersey. The fact that I was involved in the IT sector has to do with me being in Vietnam in 1967. I ran into this guy that said his wife was a computer programer and made a lot of money. After my Army life, I went to programing school and then on to earn a BS degree from Rutgers U. As I said in the beginning of all of this, I am retired and having a wonderful life with my wife of 44 years. I hope that all of you out there can be as lucky as I have been.