Hey gus can one demontstrate to me a simple way of loading a picture into a panel using JFilechooser.

well you can visit this site I think it will be useful.
Here is my example which I've borrowed from the same site.

JFileChooser chooser = new JFileChooser();

        int returnVal = chooser.showOpenDialog(chooser);
        if (returnVal == JFileChooser.APPROVE_OPTION) 
            System.out.println("You chose to open this file: "
                    + chooser.getSelectedFile().getName());
        if (returnVal == JFileChooser.CANCEL_OPTION)
            System.out.println("You choose to Cancel the operation");