I have this piece of code:
<img src="<?php echo img('Background9.jpg'); ?>" />
I would like the image (Background9.jpg) to be linked to this page: www.example.html
I have looked through a lot of posts and solutions here, but try as I might I cannot figure out exactly how to accomplish that.

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<a href="http://www.example.html"><img src="<?php echo img('Background9.jpg'); ?>" /></a>

Nope that does not work.
This image is in a header.php and trying that piece of code does not display the header.

My mistake. I finally recalled that for some reason whenever I uploaded files to our server, I then had to change the file properties so that the server will actually execute the file. So the code does work now.