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Hi guys,

I have questions and want to clarify these before creating an e-commerce website. Are statements below correct?

1. I need to buy SSL certificate to provide HTTPS pages in my website.
2. I need to contact my local bank to enable me providing online payment things for users.
3. For the payments with PayPal requires me opening a business PayPal account.

Also, I would be happy to see rough payment figures related to the above information. For example;

SSL: Thawte SSL123 charges $69+VAT for a year.
BANKS: I have no idea about payments.
PAYPAL: I think PayPal takes 10% of every sale I do.

Thanks in advance

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Last Post by vincent2085
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Hi. I'll try to answer this to the best of my abilities.

1) You don't need to purchase a certificate to provide SSL, you just need to install one (which can be done for free). However, purchasing a certificate adds "comfort" for the user, as your site is verified by an independent third party. Thawte is a major player, but shop around. There's other well-known names that offer certificates for less.

2) You only need to do this if you want to process credit cards in-house. Paypal, Google Checkout and many other solutions are out there that will process credit cards for you. We haven't found the rates to be too bad where I work.

3) I don't think so. I use a premiere account, personally. I'm not sure whether we have a business account at work or not.

Not a complete answer, but I hope this helps.

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If you want to offer very basic ecommerce, then you could get by with just having a Paypal account. Since the transaction takes place on Paypal's site, you would not need an SSL cert.

For the ecommerce sites that we typically do, SSL runs about 250 a year through GeoTust, and Paypal Pro (30/month + trans) which integrates with our cart so the visitors checks out on your site. Integrated checkout is ideal.

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You only need to do this if you want to process credit cards in-house. Paypal, Google Checkout and many other solutions are out there that will process credit cards for you. We haven't found the rates to be too bad where I work.

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