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Hello! i seek to know if there is worldwide sms payment specially in africa & middel east

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Dani AI

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There is no single "worldwide SMS payment" that just works everywhere. Two distinct models are used in practice: (1) carrier billing / premium SMS (shortcodes and operator billing) and (2) mobile-money wallets / USSD transfers. Which to pick depends entirely on the country and the local operators or wallets available; for background on mobile-money adoption see GSMA mobile money.

Carrier billing (premium SMS) connects through operator shortcodes and usually requires contracts, revenue-share, and operator onboarding. Aggregators like Boku or Fortumo simplify that integration, but expect per-country limits, revenue splits and multi-week setup times. Carrier billing can work for small, impulse purchases but is often unsuitable for higher-value transactions.

Mobile-money wallets dominate many African markets (M-Pesa, MTN Mobile Money, Orange Money, Airtel Money). For wider coverage it is faster to integrate via regional PSPs/aggregators (examples: , Paystack, DPO, Cellulant) so a single integration reaches many wallets and local bank rails without separate operator contracts. The Middle East is more fragmented; local gateways and bank-transfer options are often required there.

Implementation checklist:

  1. Define target countries and typical ticket size.
  2. Choose an aggregator that explicitly supports the local operators or wallets you need.
  3. Negotiate pricing and contract terms; expect revenue share and onboarding time.
  4. Test flows with in-country SIMs/wallets and implement clear UX (SMS/USSD callbacks, OTPs).
  5. Cover compliance (KYC/AML/tax), refunds/chargebacks, and provide card/bank fallback.

For : focus on mobile-money aggregators for Africa, carrier billing only where operators support it. As hinted, "bulk SMS" is messaging-only (useful for OTPs and notifications) but not a payment processor.

Recommended Answers

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Member Avatar for Dani

PayPal doesn't do that? Google Checkout, perhaps? No clue, sorry :(

Member Avatar for rahul1241

perhaps it is better for all person.

Member Avatar for ifezuec

there is bulk SMS platform, you should check that out

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