Member Avatar for belletube

want accepte credit card ,but lots of gate way need marchant account.
yes i know 2check out do not need that.but it has much limitation.
i heard that,they will phone every customer to confirm you are a trust website.
and i am not in US.

  • 5 Contributors
  • 4 Replies
  • 105 Views
  • 1 Month Discussion Span
  • Latest Post Latest Post by mackone

Dani AI

Generated

This thread is about accepting card payments without a separate merchant account. raised the practical constraint (not being in the US) and others suggested options; that history is useful, but services and rules change over time. The reliable, repeatable approach is to evaluate payment service providers (PSPs) that act as aggregators: they let you accept cards without opening a bank merchant account, but they trade convenience for higher fees, KYC checks, and less control.

Key things to check before you sign up:

  • Supported countries and currencies for both signup and payouts (many providers restrict some countries).
  • Onboarding requirements: ID, business registration, bank statement — be ready to supply these quickly.
  • Verification steps and holds: ask if they do phone checks, require live calls with customers, or place rolling reserves on funds.
  • Integration option: hosted checkout (easiest, lowers your PCI scope) versus direct API (more work, may trigger stricter review).
  • Fees and chargeback policy: compare effective cost (transaction fee + FX + payout fees) and dispute handling.

Practical checklist to move forward:

  1. Pick 2–3 reputable PSPs that list your country; contact support and confirm your product is allowed.
  2. Compare total costs and ask explicitly about reserves/hold periods and phone verification.
  3. Use the provider sandbox to test checkout flows before going live.
  4. Use hosted/redirect payment pages if you want a faster, lower-risk setup.
  5. Keep KYC docs handy and maintain clear refund/terms-of-sale to reduce chargebacks.

Note: offered a merchant-account route (lower long-term fees for high volume) and ’s point about talking to customer support is important — get promised terms in writing. Replies here mentioned older services; always verify current status of any provider before committing.

Recommended Answers

All 4 Replies

Member Avatar for pandany

I can get you a merchant account, send me and email and tell me what ae you selling and we talk about rates,

Member Avatar for erikko

haven't you tried egold? that's all i know that has merchant account and also ebay

Member Avatar for x3mario

How about alertpay? Try also alertpay.

Member Avatar for mackone

Whichver you choose make sure to speak to the customer service department and make sure that they are informed about the business and have a 24/7-customer service line available.

Be a part of the DaniWeb community

We're a friendly, industry-focused community of developers, IT pros, digital marketers, and technology enthusiasts meeting, networking, learning, and sharing knowledge.