I need a really cheap US merchant account. The lowest I've found so far has no fees, $25 minimum and interchange + $0.10 + 0.10% per transaction. Are there any cheaper programs than this? I found this at a Social Business Bank website.

Please reply with your recommendations and experiences in dealing with merchant account providers. Thanks.

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Google Checkout is free with no minimums or Authorize.net

Flagship merchant services is the cheapest because they are super negotiable.

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