I don't know if this is the right section, but it was under "web design" and that works for me.
I assume that many of the members here actually do web design or graphics design, logos, art, programming for a living, or at least side work. This means you must accept payments. Also, by the nature of programming, you probably have clients that aren't local to you. I am wondering if you can share what methods you use to accept payments. When a client tells you he can mail a check or use a credit card, do you find a way to accept that? Or do you have a specific form of payment you make them use?
I've used Paypal to accept payments, but I don't like the fees. I want to make it easy on my clients to send payments, but don't want $10s and $20s taken out of it all in fees.
Do you have your own payment gateway/merchant on your website? Or do you use Paypal, Google Wallet, bank transfer, Dwolla, Stripe, Square, etc etc.
I am needing a good solid way to accept payments and not be taken in fees. I'd rather them mail a check and have to wait an extra few days to get paid than to pay Paypal $15 to accept their credit card.
As a secondary issue, for business record-keeping, it would nice to make sure all the transactions are orangized for taxes and such. If I've got payments coming in from 4 different services just to make it convenient for customers, maybe that's just going too far?
What do you use?