Hello,
I run a host company and I'm looking to expand the payment gateways. Currently i only use paypal.
Can anyone recommend any other payment gateways which I don't need to pay a monthly fee.

Many thanks
Regards Paul

Dani AI

Generated

For : three widely used pay-as-you-go gateways to consider are Stripe, Square, and Braintree. Each provides a hosted/embedded checkout, tokenization to reduce PCI scope, developer APIs for automated invoicing/subscriptions, and no recurring gateway fee for standard accounts (confirm current pricing before committing).

Recommended providers (quick links)

  • Stripe — modern API, strong subscription tooling (Stripe pricing, ).
  • Square — simple online + in-person options and straightforward pricing ().
  • Braintree — full-featured processor with developer SDKs (Braintree).

Key evaluation points (don’t focus only on "no monthly fee")

  • Effective cost: compare per-transaction rates + cross-border/currency fees against any monthly-fee offers for your expected volume and average order value.
  • Feature fit: recurring billing, refunds, virtual terminal, multi-currency, settlement timing, and reconciliation reports.
  • Risk & disputes: chargeback fees, reserve/hold policies, and available fraud tools.
  • Integration: confirm existing billing software compatibility (for hosting shops, WHMCS modules are common) and whether token migration or card re-collection is needed.

Implementation checklist and cautions

  • Start in sandbox/test mode and exercise refunds, chargebacks, and retries.
  • Use tokenization and webhooks so live card data is not stored on servers.
  • Turn on 3D Secure where required (SCA) and enable provider fraud tools.
  • Reconcile expected payout timing with cashflow needs and review the provider’s merchant agreement for reserve/hold clauses.

For PCI scope and self-assessment guidance, see the PCI Security Standards Council (PCI DSS). A short pricing/feature proof-of-concept with one provider will show whether the no-monthly-fee model actually lowers total cost for the hosting business.

Recommended Answers

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I would recommend going for a payment gateway that will integrate with your bank. Many high street banks now offer payment gateway service where your business account can be easily conected with an online merchant account in your own bank. In most cases this also provides you with an opportunity to accept payments via the phone if someone calls in.

May be Moneybookers, it is similar like Paypal.

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