Member Avatar for yassir.arafat.73

Hello,

I am developing a new WordPress based and want to ask you for advice. What gateways should we offer in our system? The point is that we can take only 3 now. What options will be better? Paypal, 2checkout, Payza?

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If you can only support three gateways, pick by role not brand: cover the payment flows your store needs rather than trying to shoehorn three popular names into one stack. This keeps the architecture simple, lowers integration friction and makes your WordPress work predictable for merchants who will install your plugin or extension (the original question from was exactly this).

One practical split that fits most shops: (A) a hosted/redirect option that removes most PCI burden and is quick to enable for buyers; (B) a direct/API-based gateway that lets customers pay without leaving checkout (better UX but higher PCI scope); and (C) a region- or wallet-specific option to reach local buyers or non-card users. Hosted vs embedded vs direct implementations change your PCI obligations — if the payment page is delivered entirely by a third party you may qualify for a lighter SAQ; if fields run on your page you’ll face higher compliance obligations. (pcisecuritystandards.org) (developer.woocommerce.com)
Also remember checkout UX matters: redirect flows can add friction and increase abandonment, so test conversion differences for your customer base. (baymard.com)

Use a short evaluation checklist before committing:

  • Integration type (redirect/iframe/direct) and sandbox quality. (developer.woocommerce.com)
  • Supported payment methods/currencies and payout timing.
  • Fee model (fixed + %), monthly costs, and minimums.
  • Dispute/chargeback rules, reserve policies and representment procedures — these materially affect cashflow and risk. (mastercard.com)
  • Regulatory/strong-authentication support for your markets (e.g., SCA/PSD2 in EU). (eba.europa.eu)

Implementation notes: wire up and verify webhooks, run full sandbox tests for approved/declined/refund/chargeback flows, track conversion by gateway in analytics, and configure a failover route when a provider is down. This addresses the install-ease concern from and the dispute caution from while keeping the platform flexibility that and were focused on.

Recommended Answers

All 15 Replies

Member Avatar for Member #949455

What gateways should we offer in our system? The point is that we can take only 3 now. What options will be better? Paypal, 2checkout, Payza?

It's really depend which one is more comfortable to installed.

You always want something easy to implement but if you decide used a different gateway and you don't know / not familiar with it then you will have a some issues with it.

Member Avatar for cagenicolus

I would suggest following 3:-
1. Paypal (Most popular)
2. Avangate (Best to software selling)
3. 2Checkout

Member Avatar for winterbloom

I suggest that you use the gateaway that is most convenient to user's of all part of the globe. In this way you will not be driving potential client away.

Member Avatar for uniecommerce

I would suggest Authorize net and paypal

Member Avatar for moncorp

Paypal, I suggest! If your client are using other gateway, you should consider getting some statistics.

Member Avatar for touqeer s

i also suggest paypal

Member Avatar for meziamus

Well, Paypal is a very bad choice, they stole me like 5000 £.

If you have a marchant bank account, use Ogone / Paymill / Stripe or Braintree.

Member Avatar for Marton123

I will suggest you to go for Paypal..

Member Avatar for Manish02

i will suggest paypal, 3dcart thanks

Member Avatar for nufftalon

Stripe, paypal, authorize.net.

Stripe keeps users on the site when checking out and making payment and the money goes right into your bank account. Requires SSL Certificate

Paypal takes users off your site and requires they login to paypal and pay you and then you have to transfer the paypal money manually to your bank.

Authorize.net is a good solution as it accepts credit cards and keeps the users on your website but you have to pay. Requires SSL Certificate

A cheap quick solution is paypal though.

Edited by nufftalon
Member Avatar for Daljeetkaur

I would suggest you to choose Authorize net and paypal and Avangate. Users feel comfortable with these payment options.

Member Avatar for gomi14

i will suggest paypal, payza or moneygram as the best gateways to use in your ecommerce site

Member Avatar for nufftalon

you could aso use paypal with woocommerce and buy a paypal woocommerce plugin that allows users to stay on checkout page without needing an SSL certificate. Its like 79.00 I believe.

Member Avatar for frankjames018

I suggest Paypal as it is Most popular.

Member Avatar for Nandakumarrkk

Paypal the most trusted by all.

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