I downloaded an App called SpeedFan, and I was looking at my voltages. They are VERY low, but my system never crashes. (Althouht I have noticed a little lagginess.) I have a 450 W PSU, that outputs all the correct voltages. (According to the label) Here is a picture of what I saw.
I will try another voltage monitor, as well as check my settings in the bios, and report back.