Member Avatar for jewboy

Mine is Authorize.net. I've been using it for years. I find it to very flexible and open source, reliable, and easily navigatable. Although the price tag is a little high, I still choose it.

Anyone else know of anything better and less expensive?

  • 5 Contributors
  • 10 Replies
  • 197 Views
  • 1 Year Discussion Span
  • Latest Post Latest Post by authclub

Dani AI

Generated

This thread shows what mattered in 2005— favored Authorize.Net and others named LinkPoint, VeriSign/Payflow and PayPal—but the payments landscape has shifted toward developer-first, API-driven gateways with built-in subscription, tokenization and sandbox tooling. Modern market leaders (for different use cases) include Stripe, Braintree/PayPal, Square and enterprise platforms like Adyen; independent reviews and roundups reflect that shift. (techradar.com)

Practical checklist to evaluate gateways (short):

  • Pricing and fee model: flat-rate vs interchange-plus and any monthly or gateway fees. (nerdwallet.com)
  • PCI scope: prefer tokenization, hosted fields, or redirect flows so merchant systems stay out of scope; get the processor’s Attestation of Compliance (AOC) or SAQ guidance. (blog.pcisecuritystandards.org)
  • Integration and testing: confirmed SDKs, maintained plugins for your cart or a clear API + sandbox for end-to-end tests. (docs.stripe.com)
  • Operations: fraud/3DS tools, chargeback/dispute workflows, settlement timing and international/local payment-method support. (developer.paypal.com)

Tying this to earlier replies: where and were hunting lower fees and recurring billing, modern gateways often include subscription engines and dispute-management APIs that remove the need for separate modules—check feature parity before a migration. Test every flow in sandbox (tokenize cards, simulate chargebacks, verify webhooks) and request written confirmation from the provider about PCI responsibilities so your SAQ is correct. (developer.paypal.com)

Final cautions: review the merchant agreement for reserves or rolling‑reserve clauses and for hidden fees (setup, batch, gateway, chargeback). Legacy carts without maintained plugins usually work best when paired with a small middleware layer that uses the gateway’s API (keeps PCI scope low and preserves control). For a modern, low-friction start, prioritize a gateway with clear pricing, robust dev docs, a sandbox, and an AOC you can attach to your SAQ. (stripe.com)

Recommended Answers

All 10 Replies

Member Avatar for floris

worldpay
2checkout
paypal

Member Avatar for Corey Bryant

LinkPoint is cheaper - with no transaction costs or charges for their monthly recurring billing plan. I prefer LinkPoint and Verisign myself

Member Avatar for Young Teck 06

Would recommend VeriSign but they are very expensive for right now, but my two would be VeriSign and Authorize.net


I am planning to use Authorize.net for right now and then later down the line switch to VeriSign. Who knows if there is a VeriSign payment module for osCommerce?

Member Avatar for Corey Bryant

Check out or . Also check out resellers for the Verisign gateway. You can get it cheaper than what is posted on Verisign's website

Member Avatar for Young Teck 06

Alright, I said I am using Payflow Pro, not Payflow Link, 2 different things just to get it clarified up.

Member Avatar for Corey Bryant

Would recommend VeriSign but they are very expensive for right now, but my two would be VeriSign and Authorize.net


I am planning to use Authorize.net for right now and then later down the line switch to VeriSign. Who knows if there is a VeriSign payment module for osCommerce?

Sorry I did not see that you specified Payflow Pro in your first message.

I searched thru the contributions on their site & did not see anything. We use ASP so it should be pretty simple to convert. It is a very easy API

Member Avatar for Young Teck 06

Yeah, thanks anyway but I found a good contribution though so basically, it is for Payflow Pro, but it was created in Feb 2003, a few months before the 2.2 Milestone 2, so hopefully it'll work well with MS2, it seems to so far on my test store, just don't have a way of test transactions. But yeah, thanks again :D

Member Avatar for Young Teck 06

Yeah, I heard LinkPoint is nice.

Be a part of the DaniWeb community

We're a friendly, industry-focused community of developers, IT pros, digital marketers, and technology enthusiasts meeting, networking, learning, and sharing knowledge.